MyVyay 3.0
AI-Native Expense Intelligence Platform
Harness the power of Agentic AI to automate end-to-end spend workflows — from configuration to ERP posting. Reimagine expense management with intelligent automation that thinks, decides, and acts.
Trusted by finance teams across industries
What is MyVyay 3.0?
A next-generation expense intelligence platform built from the ground up with AI at its core — not bolted on as an afterthought.
MyVyay 3.0 deploys Agentic AI agents across every stage of the spend lifecycle. From initial configuration to final ERP posting, our intelligent agents handle the heavy lifting so your finance team can focus on strategic decisions.
AI-Native + Agentic AI
Purpose-built AI agents automate workflows end-to-end — configuration, approvals, posting, reconciliations — with minimal human intervention.
OCR + Smart Extraction
Advanced OCR reads receipts, invoices, and bills. Auto-categorizes expenses, suggests GL codes, and maps to cost centers instantly.
Policy Enforcement + Risk Flags
Real-time policy checks, duplicate detection, anomaly flagging, and fraud prevention — all automated, all the time.
Real-Time Dashboards
Live spend analytics, cost optimization insights, budget tracking, and predictive forecasting — at your fingertips.
Four Powerful Modules
Each module is AI-native, fully configurable, and can be deployed independently or as an integrated suite.
T&E Management
End-to-end travel and expense management — from trip requests to reimbursement — powered by AI that understands your policies and acts on them.
Petty Cash
Digitize and automate your petty cash operations. From imprest creation to settlement — with complete visibility, controls, and fraud prevention.
AP Automation
Transform your accounts payable process with AI-driven invoice capture, validation, matching, and posting — reducing manual effort by 70%+.
P2P
Complete procure-to-pay lifecycle management — from requisition to payment — with built-in spend controls, budget checks, and end-to-end analytics.
Agentic AI That Works For You
Seven specialized AI agents collaborate to automate your entire spend workflow — from initial configuration to ERP posting and insights generation.
Configuration Agent
Automates setup of approval hierarchies, policy rules, GL mappings, and organizational structures. Self-configures based on your company's requirements.
Policy Agent
Enforces spending limits, travel policies, and compliance rules in real-time. Adapts to policy changes instantly across all modules.
Capture / OCR Agent
Extracts vendor, date, amount, tax, and line items from receipts and invoices with 99%+ accuracy. Handles multi-format, multi-language documents.
Approval Routing Agent
Intelligently routes expenses and invoices through multi-level approval chains based on amount, type, entity, and custom business rules.
Compliance Agent
Detects anomalies, duplicate claims, policy violations, and potential fraud in real-time. Generates compliance reports automatically.
Posting Agent
Automatically maps and posts approved transactions to your ERP/accounting system. Handles GL entries, cost centers, projects, and tax codes.
Insights Agent
Generates spend analytics, cost optimization recommendations, and predictive budget insights. Identifies savings opportunities proactively.
End-to-End Flow
WhatsApp Expense Booking
Your employees don't need to learn a new app. Just WhatsApp your bill — and let AI handle the rest.
Upload Bill or Invoice
Employee takes a photo or uploads a bill, invoice, or receipt directly on WhatsApp. No app download needed.
AI Reads & Classifies
Our AI instantly reads the document — extracts vendor, amount, date, tax; classifies the expense type; and checks policy compliance.
Booked & Routed
Expense is automatically booked, enriched with GL codes, and routed for approval. Upon approval, it's posted to your ERP.
Supported: Supported formats: invoices, receipts, multi-page PDFs, photos. Auto-detect vendor, date, tax, amount, and currency.
Seamless ERP & Accounting Integrations
Connect MyVyay to your existing financial ecosystem in days, not months.
SAP
Oracle
Zoho
Tally
Xero
Microsoft Dynamics
NetSuite
And More...
API Push / Pull
Real-time bidirectional data sync via RESTful APIs
SFTP / Flat Files
Scheduled batch file transfers for legacy systems
Webhooks
Event-driven real-time notifications and triggers
Custom Middleware
Tailored integration layer for complex ERP landscapes
Accounting Outputs
Built for Every Industry
MyVyay adapts to the unique challenges of your industry with configurable workflows and domain-specific intelligence.
Manufacturing
Complex multi-plant, multi-entity expense tracking with diverse vendor ecosystems.
MyVyay streamlines cross-entity approvals, automates AP processing at scale, and provides consolidated spend visibility across all plants.
Retail & Distribution
High-volume petty cash and vendor payments across hundreds of outlets.
Automate expense capture at every outlet, reduce cash leakage, and gain real-time spend visibility across your entire retail network.
Pharma & Healthcare
Strict compliance requirements, regulatory audit trails, and field force expenses.
AI-powered policy enforcement ensures regulatory adherence with zero manual oversight. Complete audit trails for every transaction.
IT Services
Project-wise expense tracking for distributed teams across geographies.
Automate travel claims, client-billable expenses, and multi-currency reimbursements with project-level allocation and analytics.
Logistics
Fleet, fuel, and on-ground expenses across hundreds of locations and routes.
GPS-based mileage tracking, automated per-diem calculations, and real-time fleet expense dashboards with anomaly detection.
BFSI / Fintech
Enterprise-grade security needs with complex approval hierarchies and compliance mandates.
Role-based access control, encrypted data handling, regulatory-compliant audit trails, and seamless integration with core banking systems.
Enterprise-Grade Security & Compliance
Designed for organizations that take data security seriously.
Role-Based Access Control
Granular permissions ensure users only access what they need. Define roles across entities, departments, and functions.
Comprehensive Audit Logs
Every action is logged and traceable. Full audit trails for compliance reviews, internal audits, and regulatory requirements.
Data Encryption
All data encrypted at rest and in transit using industry-standard protocols. Your financial data is always protected.
Configurable Retention
Set data retention policies that align with your regulatory requirements. Automated archival and purge workflows.
Multi-Tenant Architecture
Secure data isolation across entities and subsidiaries. Each tenant operates in its own secure environment.
Enterprise Security Design
Built with enterprise security best practices — regular security assessments, vulnerability management, and incident response.
What Finance Leaders Say
(Sample testimonials for demonstration)
“MyVyay reduced our expense processing time by 78% and virtually eliminated policy violations. The WhatsApp booking feature is a game-changer for our 2,000+ field team members.”
Priya Sharma
CFO, TechCorp Industries
“Implementing MyVyay's AP automation saved us 40+ hours per month in invoice processing. The ERP integration with our SAP system was seamless — we were live in under 3 weeks.”
Rajesh Patel
Head of Finance, RetailMax Group
“The Agentic AI doesn't just process expenses — it learns our patterns and flags anomalies we'd never catch manually. ROI was visible within 60 days of deployment.”
Anita Desai
VP Finance, PharmaCare Ltd
Frequently Asked Questions
Ready to Transform Your Expense Management?
Book a personalized demo or get in touch with our team.
Get In Touch
hello@myvyay.com
Phone / WhatsApp
+91 98765 43210
Address
MyVyay Technologies Pvt. Ltd., Bangalore, India
Why MyVyay?
- AI-native, not AI-bolted
- 10x faster implementation
- WhatsApp-first UX
- Proven ROI in 60 days